Best savings account: Banks raise interest rates to 4.10 percent | Personal Finance | Finance

According to Ms Williams, this latest savings offering from the building society is “market-leading”.

Ms Williams added: “Savers still looking to use their tax-free ISA allowance and who wish to balance earning a competitive rate of return with maintaining some access to their savings pot may be tempted by the newly launched 120 Day Notice Cash ISA from Loughborough Building Society.

“This ISA pays a rate of 3.05 percent, which sees it take the market-leading position in our top tables compared to other variable rate ISAs currently on offer.

“Withdrawals are allowed, subject to 120 days’ notice or, alternatively, earlier access is permitted but subject to a 120-day loss of interest penalty. Overall, this ISA earns an Excellent Moneyfacts product rating.”