Virgin Money offers market-leading interest rate on easy access cash ISA | Personal Finance | Finance

Accountholders can withdraw up to £500 each day in cash and up to £99,999.99 by crossed cheque, subject to the minimum operating balance of £1 being maintained.

Withdrawals are not permitted by direct debit, standing order, regular internal transfer or faster payments.

However, this account is only available to open at any Cumberland branch for customers who live in its operating area, or on internet banking for customers that hold an internet-enabled current account.

Placing third on the list is Earl Shilton BS’ Instant Access Cash ISA, also with an AER of 2.55 percent.